Fantasy: Intelligence MAX

After dying from overwork, a young writer transmigrated into a martial arts world similar to the ones he had read and written about. 
As he assimilated the information from his new body, Lo Chen wasn't surprised by the background he now had.
He was born into a powerful martial family of the Great Chen Dynasty. 
Despite being a bastard, his Innate Holy Bone earned him the patriarch's affection—at least in the early part of his life. 
However, when it became apparent that Lo Chen couldn't cultivate and was martially inept, he was expelled from the family.
Without the patriarch's protection, having an Innate Holy Bone was more of a burden than a blessing. 
For the young author now reborn in this body, reaching the pinnacle seemed easy, especially since he had a finger gold, unlike Lo Chen. 
However...
[Host: Lo Chen]
[Realm: Mortal (Next Realm, Body Tempering First Layer)]
[Quality: Innate Holy Bone (Undeveloped)]
[Comprehension: -5] [Note: Normal adults are 100]
First, he had to stop being an idiot...